PRIVATE CREDIT
Lending with discipline.
Private Credit covers structured lending and credit opportunities outside traditional bank financing.
- Risk profile
- Moderate
- Horizon
- 3–6 years
- Minimum
- $100,000
INVESTMENT PHILOSOPHY
In credit, the upside is capped by design — so the discipline is almost entirely about what could go wrong, not what could go right.
What we look for
Collateral and structure that hold up in a downturn
Cash flow coverage with genuine margin for error
Covenants that mean something if breached
A borrower whose incentives run the same direction as ours
Risk considerations
Credit risk is asymmetric — the best outcome is being repaid as agreed. We underwrite for the downside first, since there's little additional reward for underwriting less carefully.
Portfolio role
An income-oriented allocation, generally less correlated to public equity markets.
RELATED STRATEGIES
Explore how this fits your portfolio.
Every allocation begins with the objectives behind the capital. Talk to UNTU Capital about where this strategy might fit.